In Birmingham AL, we proudly offer discounts to veterans and first responders seeking property inspections. As a certified home inspector and certified master inspector, Timothy Thrasher ensures that you receive the highest quality service.

For certified home inspections in Birmingham, AL, contact Timothy Thrasher at +1.205-260-9997. As a certified master inspector, he provides thorough property inspections to ensure your peace of mind.

Centsable Inspections INC
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For certified home inspections in Birmingham, AL, contact Timothy Thrasher at +1.205-260-9997. As a certified master inspector, he provides thorough property inspections to ensure your peace of mind.

For reliable property inspections in Birmingham AL, trust Timothy Thrasher, a certified home inspector and certified master inspector, to provide you with peace of mind.

Home Inspection Birmingham - Centsable Inspections

Home Inspection Birmingham - Centsable InspectionsHome Inspection Birmingham - Centsable InspectionsHome Inspection Birmingham - Centsable Inspections
Get Your Free Quote

For reliable property inspections in Birmingham AL, trust Timothy Thrasher, a certified home inspector and certified master inspector, to provide you with peace of mind.

Home Inspection Birmingham - Centsable Inspections

Home Inspection Birmingham - Centsable InspectionsHome Inspection Birmingham - Centsable InspectionsHome Inspection Birmingham - Centsable Inspections
Get Your Free Quote

About Centsable Inspections

Modern two-story house with large windows and warm interior lighting at dusk.

Our Mission

At Centsable Inspections Inc, located in Birmingham AL, we believe that every property deserves a thorough and honest evaluation. Founded on integrity, experience, and attention to detail, our mission is to provide clear, accurate, and affordable property inspections that help our clients make confident decisions. 


With a commitment to professionalism and excellence, our certified home inspector examines each property as if it were our own—whether it’s a family home, a commercial building, or an investment property. Our comprehensive inspections and detailed reports equip clients with the knowledge they need to protect their investments and ensure safety and compliance. 


At Centsable Inspections, we don’t just check boxes—we educate, inform, and empower. You can count on us for dependable service, transparent communication, and a focus on value that truly makes sense. With our certified master inspector, Timothy Thrasher, you can trust that you are receiving the highest level of service. 


Centsable Inspections Inc — Smart, Honest, and Reliable.

Our inspections in action: A visual journey

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    HUD 203K Consultant

    what is a HUD 203k consultant

     A HUD 203(k) Consultant is a housing renovation specialist approved by the U.S. Department of Housing and Urban Development (HUD) to help homeowners, buyers, and lenders manage renovation projects financed through an FHA 203(k) loan. 

    🏠 What Is a HUD 203(k) Loan?

     

    The FHA 203(k) loan is a government-backed mortgage that lets a buyer or homeowner finance both the purchase (or refinance) of a property and the cost of its repairs or renovations through a single loan.

    It’s often used for homes that need significant repairs, updates, or modernization.

    👷‍♂️ What a HUD 203(k) Consultant Does

     

    A HUD 203(k) Consultant is the project manager and inspector for this loan process. Their role includes:

    1. Property Inspection & Feasibility Analysis
       
      • Determines if the property qualifies for a 203(k) loan
         
      • Identifies necessary and recommended repairs
         

    1. Work Write-Up (Scope of Work)
       
      • Prepares a detailed repair specification and cost estimate
         
      • Ensures repairs meet FHA Minimum Property Standards
         

    1. HUD Forms & Documentation
       
      • Completes the required HUD-92700 (Work Write-Up and Cost Estimate)
         
      • Submits all paperwork for lender and FHA review
         

    1. Contractor & Draw Inspections
       
      • Reviews contractor bids for accuracy and compliance
         
      • Performs draw inspections (progress inspections) during construction
         
      • Authorizes contractor payments only after verifying work completion
         

    1. Final Inspection
       
      • Verifies that all work is complete, up to code, and compliant with FHA standards

    🧾 When a 203(k) Consultant Is Required

     

    • Standard 203(k) Loans (major renovations, structural work, >$35,000 in repairs):
      👉 A consultant is required.
       
    • Limited 203(k) Loans (cosmetic, non-structural repairs under $35,000):
      👉 A consultant is not required, but can still be helpful.

    💡 Why They’re Important

     

    • Protects both the buyer and the lender by ensuring the renovation is feasible, properly documented, and completed as agreed.
       
    • Helps prevent cost overruns and contractor issues.
       
    • Keeps the project compliant with FHA and HUD regulations.

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    Comprehensive Building Inspection Solutions

    Couple inspecting a modern kitchen with documents in hand.

    Pre - Purchase Building Inspections

    Our pre - purchase building inspections in Birmingham, AL provide you with a comprehensive report on the condition of the property you are considering purchasing. With the expertise of our certified home inspector, Timothy Thrasher, we'll inspect everything from the roof to the foundation. This way, you can make an informed decision about your investment, backed by the knowledge of a certified master inspector.

    Building Safety Inspections

    Our building safety inspections in Birmingham AL cover everything from fire safety to electrical systems. With the expertise of our certified home inspector, we'll help ensure that your building is up to code and safe for all occupants. Our team, led by Certified Master Inspector Timothy Thrasher, will identify any potential hazards during our property inspections and provide recommendations for addressing them.

    Thermal Imaging Inspections

    Thermal imaging inspections conducted by a certified home inspector in Birmingham AL utilize infrared technology to pinpoint areas of your building where heat is escaping. This service can help you discover potential energy savings opportunities and enhance the overall comfort of your property, ensuring that you benefit from a thorough evaluation by a certified master inspector like Timothy Thrasher.

    Structural Inspections

    Our structural inspections in Birmingham AL encompass everything from the foundation to the roof. As a certified home inspector and Certified Master Inspector, Timothy Thrasher will identify any potential issues with the building's structure and provide recommendations for addressing them. This thorough approach to property inspections can help you avoid costly repairs down the road.

    Hear from our satisfied customers!

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    Better yet, see us in person!

    At Timothy Thrasher, your certified home inspector in Birmingham AL, we truly value our customers. Feel free to call us during normal business hours for any of your property inspections.

    Centsable Inspections INC.

    Birmingham, Alabama, USA

    205-260-9997

    Hours

    Open today

    09:00 am – 05:00 pm

    Please call to schedule your inspection

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